Ostby & Associates is deeply rooted in the F-M community, proudly serving our neighbors since 1996. We are committed to providing outstanding customer service when it matters most. Our focus on excellence is reflected in our hundreds of 5 star Google reviews. We auto, home, commercial, and life insurance. Thank you for stopping by! We look forward to hearing from you soon.
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Ginna Nustad

Customer Service Representative
Meet Ginna Nustad, our exceptional agency manager who knows Moorhead like the back of her hand. Ginna has deep roots in the community and a wealth of experience from her time working in Moorhead Public School and various local businesses. When she's not ensuring everything runs smoothly at the agency, you'll find Ginna enjoying the lakes, her family, and her dog.
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Heidi Mundis

Customer Loyalty Specialist
Heidi is a licensed insurance agent, and handles customer service in our agency. She brings a wealth of experience from managing not one, but two successful businesses in the area. When she's not busy being a rockstar at work, you'll find her sipping on her favorite coffee and diving into a new book.